Online Banking

image of the community first bank location

About Us


Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.

In January, 2008, we changed our banking charter to a State Charter. We held a contest in which our customers would come up with a new name for our bank. It was named Community First Bank of the Heartland, and we really do strive to put Community First in everything we do. Today, we have locations in Mt. Vernon (42nd Street and Downtown), Dix and Woodlawn. With four banking locations and five ATMs, we offer the largest network of banking facilities in the Jefferson County community.

Our Lending Team:

Jo David Cummins- President

Jo Ann Joy- Senior Vice President

Our Mortgage Team:

Jared Knapp – Vice President
Karen Pelker – Vice President / Mortgage Lending

Our Agriculture Team:

Curt Zurliene – Vice President

Steve Down – Vice President

Jason Newell – Vice President

Our New Accounts Team:

Main Location:

Debbie Ashby, 618-899-5685

Angela Joy, 618-899-9354

Jennifer Lewis, 618-899-5674

42nd Street West Location:

Maggie Bond, 618-244-3000 ext 1563

Dix Location:

Mary Douthit, 618-244-3000 ext 1461

Woodlawn Location:

Debbie Bartolomucci, 618-735-2680 ext 1260 (Branch Manager)