Online Banking

image of the community first bank location



Gain instant access to your accounts anytime, anywhere! With online banking you can view your account summary, see checks cleared or deposits made, transfer funds between accounts, and more! Plus, pay your bills safely and quickly with a bill pay feature that also lets you create reports and categorize your payments for easy expense tracking. Sign up today for this timesaving free service!

  • Access your accounts 24/7, from any computer
  • Check account balances in real time
  • Transfer funds between eligible accounts
  • View transactions and check images
  • With bill pay you can:
    • Pay bills electronically
    • Save time, money, and paper
    • Schedule recurring payments


Manage your finances with ease anytime, anywhere, with Community First Bank’s mobile banking! Enroll in this free service and start enjoying banking convenience right away. If you already have online banking, simply login or download the Community First Bank of the Heartland mobile app on your smartphone. Get started today!

  • Access your accounts 24/7 on your mobile device
  • Get account balances
  • View recent transaction history
  • Transfer funds between accounts
  • Find ATMs and branches
  • Help protect your identity
  • Set up “Notify Me” alerts
  • Deposit checks through our mobile banking feature
  • Manage your debit card
  • Bill Pay also available

Mobile Deposit right from your phone.

Download the Community First Bank of the Heartland app on your smartphone, read the step-by-step instructions on how to endorse checks, then simply snap and deposit!

Check out our Mobile FAQ list.

Mobile Deposit Terms & Conditions

How do I use Digital Wallet?

Demo Video


With electronic statements, you not only receive your information faster, but you also help safeguard your private information and eliminate the need to file all those paper statements. You can sign up for eStatements and access them anytime through online banking.

  • Receive account information faster than by regular mail
  • Secure and easy to read
  • Eliminate paper clutter and waste
  • Keep your identity and personal information safer
  • View online anytime
  • Download them or print when needed
  • Completely free service


All Community First Bank checking accounts holders may choose to receive a free Mastercard® debit card to give you convenient access to cash and save you the cost of checks. Use your debit card to make purchases anywhere Mastercard is accepted or at Community First Bank ATMs to get cash or transfer funds.

Instant issue debit cards are available at both of our Mt. Vernon locations at 117 North 10th or 900 South 42nd Street. Get your card instantly and begin using it immediately.

Need to report a lost or stolen debit card after banking hours? Call us 24-hours a day at 618-244-3000 or 800-915-2616.


No internet? No problem! You can still access your accounts anywhere, anytime through a touch-tone phone. Our Community Access 24 Bank-by-Phone line offers a fast and convenient way to get your banking done! Call 1-800-915-2616 or 618-244-3143 to use this service.

  • Access your account information 24/7
  • Get checking, savings, CDs, IRA, and loan balances
  • Transfer funds between your accounts
  • Make payments
  • Activate your MasterCard debit/ATM card
  • And more!


Lost or stolen cards

If your Community First Bank Mastercard DEBIT card is lost or stolen, please call 618-244-3000 anytime, 24 hours a day.

If your Community First Bank VISA credit card is lost or stolen, please call cardmember service at 1-866-234-4691 anytime, 24 hours a day. Outside the U.S. call 701-461-1772 collect.

Reorder checks

Reorder your Community First Bank checks online.

Routing number

The routing number of Community First Bank of the Heartland is 081216758.

Safe Deposit Boxes

Safe Deposit boxes are available at all of our branches.

Community First Auto Transfer

Put your money where you need it, when you need it. Once set up, funds are automatically transferred from one CFB account to another CFB account that you designate. This is a great way to build a savings account or make a monthly loan payment. A convenient solution for you, our busy customer!

Wire Transfers

Available for existing customers only, contact us for more information.