Online Banking

image of the community first bank location

Business Services


With your busy business schedule, you certainly could benefit from having instant access to your accounts 24/7. Online banking provides that advantage, and much more! View account summaries, see checks cleared and deposits made, and transfer funds between accounts. Plus, pay your bills safely and quickly with a bill pay feature that also lets you create reports and categorize your payments for easy expense tracking. Sign up today for this timesaving free service!

  • Access your accounts 24/7, from any computer
  • Check account balances in real time
  • Transfer funds between eligible accounts
  • View transactions and check images
  • Help protect your identity
  • With bill pay you can:
    • Pay bills electronically
    • Save time, money, and paper
    • Schedule recurring payments
    • Pay one-time bills instantly


Manage your finances with ease anytime, anywhere, with Community First Bank’s mobile banking! Enroll in this free service and start enjoying banking convenience right away. If you already have online banking, simply login or download the Community First Bank of the Heartland mobile app on your smartphone. Get started today!

  • Access your accounts 24/7 on your mobile device
  • Get account balances
  • View recent transaction history
  • Transfer funds between accounts
  • Find ATMs and branches
  • Deposit checks through our mobile deposit feature
  • Manage your debit card
  • Bill Pay also available

Mobile Deposit right from your phone.

Download the Community First Bank of the Heartland app on your smartphone, read the step-by-step instructions on how to endorse checks, then simply snap and deposit!

Check out our Mobile FAQ  list.

Mobile Deposit Terms & Conditions.


With electronic statements, you not only receive your information faster, but you also help safeguard your private information and eliminate the need to file all those paper statements. You can sign up for eStatements and access them anytime through online banking.

  • Receive account information faster than by regular mail
  • Secure and easy to read
  • Eliminate paper clutter and waste
  • Keep your identity and personal information safer
  • View online anytime
  • Download them or print when needed
  • Completely free service


Community First Bank’s business checking account holders may choose to receive a free Mastercard® debit card to give you convenient access to cash and save you the cost of checks. Use your card to make purchases anywhere Mastercard is accepted, or at Community First Bank ATMs to get cash or transfer funds.

Need to report a lost or stolen debit card after banking hours? Call us 24-hours a day at 618-244-3000 or 800-915-2616.


Community First Bank has partnered with Talus Pay to help your business navigate the complexities of card processing and compliance. Click on the link to learn more about these important services.

Talus Pay – Keep More of Your Money


How do I use Digital Wallet?

Demo Video


No internet? No problem! You can still access your business accounts anytime, anywhere, through any touch-tone phone. Our Community Access 24 Bank-by-Phone line offers a fast and convenient way to get your banking done! Call 1-800-915-2616 or 618-244-3143 to use this service.

  • Access your account information 24/7
  • Get checking, savings, CD, IRA, and loan balances
  • Transfer funds between your accounts
  • Make payments
  • And more!


Lost or stolen cards

If your Community First Bank issued credit card or debit card is lost or stolen, please call 618-244-3000

Reorder checks

Reorder your Community First Bank checks online.

Routing number

The routing number of Community First Bank of the Heartland is 081216758.

Safe Deposit Boxes

Safe Deposit boxes are available at all of our branches.