Online Banking

image of the community first bank location

Message from the President

Welcome to the new and improved, mobile-friendly Community First Bank website!

We are excited to bring you this new web portal, complete with new products to make your banking experience easier, faster, more secure, all with that hometown community feel. We hope you enjoy our new site, and take advantage of all of our products!

It’s been a terrific start to our second decade as Community First Bank. We have experienced tremendous growth, taken our products and relationships to a higher standard, and we are proud of the service culture we strive to live by each day.

I believe community banking is different: local decisions, local ownership, and a commitment to where you work and live. We are not like large corporate banks but are in fact your neighbors and friends helping our community by working to make it a better place to live.

It is not lost on us that we wouldn’t be where we are today, if it wasn’t for YOU, our valued customer, and for that we are thankful. I know that you have many choices when choosing a bank, and we are honored that you have chosen us. So let me just say “Thank You”.

On behalf of our Board of Directors, our employees, and our entire team, we welcome you to, where we are “Banking at the Speed of YOU”… and as always, please call or stop by to let us know how we can better serve you and your banking needs


Jo David Cummins

Our Rich History in Jefferson County:

Do you know what a community bank is? By regulatory definition it is defined by size of assets, so if the bank is less than $10 billion in assets it is considered small and thus becomes a community bank. To us that definition rings hollow because community banking means making a difference in the community you serve.

We are different in the way we measure our success. Our mission is to take care of our community, which includes our customers and our employees. We find that when we focus on this mission and not strictly financial goals, the economic pieces of running a business take care of themselves. In short, Community First Bank believes that if we take care of the community, the community will take care of us.

So how do we make a difference? Our employees serve the community by volunteering in their churches, United Way, Jefferson County Development Corporation, Jefferson County Chamber of Commerce, Downtown Development, Prayer Breakfast Committee, YMCA, Girl Scouts of Southern Illinois, Boy Scouts, Rend Lake College, Youth and Government, Rotary – Noon and West, Cedarhurst for the Arts, CASA, Junior Women’s Club, Delta Theta Tau, LifeBoat Alliance, United Methodist Children’s Home, Village of Ina, Woodlawn Gold Rush Days Committee, Fall Festival Committee, Special Olympics, American Heart Association, American Cancer Society and many others.

We are proud to be your hometown, local bank, and we look forward to serving your needs for years to come. Thank you for visiting our website, and we look forward to hearing from you soon.